Frequently Asked Questions

A market value appraisal includes determining the construction value of the property and verifying its legal status by comparing ownership and spatial documentation with the actual state. This assures both buyer and seller that the property is unencumbered. Although not mandatory, an appraisal by a credible expert adds value to the property.

EU/EEA citizens can buy apartments, houses and building land under the same conditions as Croatian citizens, but cannot freely purchase agricultural land and forests. Citizens of non-EU countries can buy only if reciprocity exists between Croatia and their country, and with the consent of the Croatian Ministry of Justice; they cannot buy agricultural or forest land.

For an apartment, a title deed (vlasnički list). For land, a copy of the cadastral plan and preferably urban planning conditions showing the land's designated use, plus a possession certificate. For a house, a building permit or certificate.

The deposit is a payment the buyer makes to the seller as a sign of serious intent to purchase. It is regulated by the Croatian Obligations Act. The amount is negotiable and most commonly amounts to 10% of the agreed purchase price.

Only the seller's signature is certified on the sale contract, before a notary public in Croatia.

The buyer pays the real estate transfer tax at a single rate of 3% of the sale price or the market value as determined by the Tax Administration. The deadline for reporting is 30 days, and payment is due 15 days from the tax ruling.

It is the seller's statement confirming receipt of the full purchase price, thereby permitting the buyer to register ownership of the property in the land registry.

The land registry (zemljišne knjige) is the public record of the legal status of real estate relevant for legal transactions. The cadastre is the public record of the position, shape, area, buildings and holders of land. Any interested party may inspect them and request extracts.